Finance

VTB, together with Alfa-Bank, is implementing a pilot project to introduce the Open Banking standard on the platform of the FinTech Association. The companies announced this on the eve of SPIEF-2024. The new technology will allow customers to see all their accounts and products in one personal account and perform their usual operations there - for example, apply for a loan. The full transition to open interfaces in the financial sector is planned from 2026.

VTB is launching a service that allows securities holders to vote at shareholders' meetings in the broker's application. Thus, "VTB My Investments" can become a single window where an investor can perform all the necessary corporate actions. The technology ensures the security of the process, and it will be possible to vote for those companies that are registered with VTB Registrar.

Basis, a leading virtualization solutions developer, has become a supplier of infrastructure software for Gazprombank. As part of the partnership, work will be carried out to transfer the bank's infrastructure to domestic solutions for organizing virtual workplaces and managing dynamic infrastructure.

The Board of Directors of RosDorBank has decided to increase the authorized capital by 300 million rubles by placing additional ordinary shares in the amount of 2,420,000 (Two million four hundred and twenty thousand) pieces with a nominal value of 124 rubles each.

From May 1st, all individuals can transfer up to 30 million rubles per month between their accounts for free via the FPS. Modulbank's increased transfer limit for sellers is already available now with the Market Card.

These are transfers between legal entities through the Faster Payments System. Previously, it was possible to make payments via the FPS only between individuals, or individuals and companies. B2B FPS can be called an analogue of bank transfers using details exchanged by legal entities and individual entrepreneurs.

Alfa-Online is a mobile bank in a browser that works on both computers and any smartphones, takes up almost no space on the device, and does not require updates. It can be used to solve everyday banking and digital office tasks: open cards and accounts, order payment stickers, transfer money, pay for utilities, fines and taxes, receive documents and bank support without visiting branches.

All types of bank guarantees in favor of tax authorities at Sber have become electronic: neither the client nor the bank needs to spend time receiving a paper copy. Moreover, such guarantees are now sent to the Federal Tax Service not by the client, but by the bank, which significantly speeds up their issuance. Technological interaction with the Federal Tax Service is carried out using the SberCorus digital document management platform, a subsidiary of Sber.

Today, the discussion will primarily focus on activities on the TON (Telegram Open Network) blockchain, concerning other platforms.

Alexey Chernetsov has been appointed CEO of VTB Mobile, effective April 1. He joins from PJSC Rostelecom. He will be responsible for developing and strengthening VTB operator's position in the mobile communications and digital services market.

Now, in Sber's internet bank for entrepreneurs, reports to the Federal Tax Service on salary payments are uploaded automatically, notifications are received from the tax authorities, and it will also be possible to change the tax base there.

Tinkoff's business clients can now accept payments via QR code through the Faster Payments System (FPS) directly in 1C programs. This simplifies the payment process, increases the speed of crediting funds to the account, and saves on acquiring services.

VTB Bank and VTB Accelerator tested the Russian solution Voca Tech, which records and automatically analyzes the communications of the bank's branch managers with customers. The innovative product helped to increase the efficiency of employees. The service is already being used in one of VTB's divisions and is preparing for further scaling in the bank.

VTB has joined the Federal Tax Service's experiment to provide a comprehensive service called "Starting a Business Online." With its help, Russians will be able to remotely register a business on the Federal Tax Service website, obtain an electronic signature, and open a current account at a bank.

The instant mass transfer service allows you to make transfers from a current account to the accounts of individuals - simply by card number or phone number, no details are needed. The commission is 0.5% - the lowest on the market, in other banks it can reach 9%. Transfers can be automated, and the money arrives to the counterparty within 5 minutes.