Finance

Vietnam is one of the most dynamically developing countries in Southeast Asia, with its economy growing at 6-7% per year. The country has a population of about 100 million and a relatively low cost of labor, which allows Vietnam to attract more foreign investment and open more new industries every year. The Vietnamese government is actively investing in the development of local industry, the modernization of the country's technological and innovative capabilities, and, according to Forbes, plans to achieve the status of a country with a high standard of living by 2045.

VTB has learned about new tools that fraudsters use to attack retail customers in messengers and social networks. Now they have begun to use voice messages from existing correspondence with people from the contact list. Previously, audio recordings were created using artificial intelligence.

What has changed? The design of the main sections has become intuitive, modern and concise, while remaining just as functional. When working in the application, nothing distracts from solving everyday financial tasks - all important options are 1-2 clicks away from the main screen. Analysis of customer needs made it possible to identify the functions that are really important - these are the ones that are concentrated on the main screen.

IXBT.pro, a reputable technology portal with a long-standing history in the IT sector, initiated and organized its annual award in the field of digital business platform design. In the modern era of digital transformation, design plays a crucial role. The IXBT.pro award emphasizes the importance of this field, highlighting the growing significance of design in digital financial solutions. The award not only motivates professionals in this field towards innovation and improvement but also provides a platform for sharing experiences, knowledge, and best practices among industry experts.

Experts from the Opportunity Accelerator, one of the largest Russian operators of innovation activities (according to a study by Dsight), shared their forecast of trends in the Russian venture market for 2024, as well as the company's strategic plans and current results of "Startup Valley," the largest acceleration program for technology companies in Russia.

VTB has presented a series of updates to its online accounting service to simplify the work of entrepreneurs. The "VTB Accounting for Business" service is now available in the online bank and allows you to conduct full-fledged accounting and personnel records without installing additional programs.

This is a free Telegram bot Modulmetrica, @modulmetricsbot. Now sellers do not need to install additional programs and applications, all reports will always be at hand.

In 2023, the VTB Accelerator team reviewed and evaluated over 300 technology startups from the Russian market. 29 pilot projects were implemented in various fields, which is 20% more than in 2023.

Sber's web-based internet banking for entrepreneurs has been certified for compatibility with the family of Russian operating systems

VTB Bank was one of the first to launch a pilot project using new acquiring equipment in retail chains - PAX D320 POS terminals, which allow accepting payments through the Faster Payments System using NFC. The bank plans to install terminals of this model for existing and new clients.

VTB clients of medium and small businesses engaged in foreign economic activity can issue a virtual card of the "Customs Card" payment system of any category free of charge. In digital format, the product retains its full functionality and allows entrepreneurs to save time and money on processing paper documents and visiting the bank's office.

The bank's specialists will select a ready-made, functioning pick-up point according to the entrepreneur's request or help open a new point from scratch with minimal client involvement. For Moscow, the service is completely turnkey - you can open a pick-up point without the client's physical participation. Now, an entrepreneur does not have to live in Moscow to open their own pick-up point or a network of pick-up points there. You can entrust their management to Modulbank specialists and receive income.

Starting January 11, fare payment via the Faster Payments System (FPS) is available in open test mode at all turnstiles of the Moscow Metro and the MCC. The service is implemented by VTB Bank, the State Unitary Enterprise "Moscow Metro" and the Moscow Department of Transport in conjunction with the National Payment Card System (operational payment and clearing center of the FPS).

Ingosstrakh Bank has started using Russian QR code recognition technology in its mobile application. It allows users to instantly scan barcodes for making payments. The technology was created by Smart Engines, a leading developer of artificial intelligence and computer vision systems. The implementation was carried out by specialists from the Abanking banking platform.

VTB Bank has developed and implemented its own technological solution for processing information and verifying the quality of data used in the preparation of management and analytical reporting within the "Acquiring" product. This has accelerated the preparation of necessary reports and the business decision-making process. The new solution is implemented on the domestic Arenadata DB platform as part of the formation of technological sovereignty in the bank.