All types of bank guarantees in favor of tax authorities at Sber have become electronic: neither the client nor the bank needs to spend time receiving a paper copy. Moreover, such guarantees are now sent to the Federal Tax Service not by the client, but by the bank, which significantly speeds up their issuance. Technological interaction with the Federal Tax Service is carried out using the SberCorus digital document management platform, a subsidiary of Sber.
Thanks to the use of a machine-readable power of attorney, there is no need to confirm the fact of issuing a guarantee and provide a power of attorney for the signatory. To implement these innovations, the bank centralized internal processes for signing and sending guarantees in a single operations center.
Sber issued the first tax guarantee under the new mechanism to URAL METAL PROCESSING COMPANY LLC through a digital credit process in SberBusiness. The bank sent an electronic guarantee to the Federal Tax Service, and the client sent an application and a VAT refund declaration. As a result, the company received a refund from the Federal Tax Service to its account with Sber in just 4 business days.
