According to a study conducted by SberAnalytics in November 2024, the majority of Russian companies have switched to using domestic BI platforms for business analytics. According to the survey, 82% of Russian enterprises actively conduct analytics on Russian platforms, which is 5% more compared to last year.
The ability to receive prompt technical service in their time zone is the main factor when deciding to install cashless payment terminals. More than 48% of small and medium-sized businesses put this requirement in first place when connecting acquiring, according to a survey conducted by Bank DOM.RF among SMEs in various fields.
Modulbank has launched a new accounting product based on Modulbukhgalteria. It is designed for very young businesses that are not yet ready to hire a full-time accountant or pay outsourcing companies for accounting services.
Modulbank has launched consultations and services for entrepreneurs on STS with VAT to help them prepare for the tax reform, which starts on January 1, 2025. Modulbukhgalteria specialists will help individual entrepreneurs and companies quickly understand the changes, adapt business processes to the new rules, and avoid costly mistakes.
As part of its import substitution policy, VTB is switching to using domestic printers. The first devices - from the Russian office equipment manufacturer Katyusha Group - are already in use at VTB. The first printers from a domestic manufacturer have already been installed at VTB points for issuing bank cards to foreign citizens at the BRICS 2024 international financial and economic forum, which is taking place on October 22-24 in Kazan.
Russian Agricultural Bank is launching digital services of its own design that will help self-employed citizens get rid of the routine in solving problems of promotion and interaction with customers. Thanks to innovative digital tools from Russian Agricultural Bank, the Bank's customers will be able to pay more attention to business development.
VTB is one of the first Russian banks to launch biometric payment capabilities for its clients who are bank account holders and users of the Faster Payments System. The project was implemented jointly with the National Payment Card System (NPCS) and the Center for Biometric Technologies (CBT), the operator of the Unified Biometric System.
Entrepreneurs can use Modulkassa as a single control center and connect an unlimited number of smartphones to it for remote payment acceptance. In this case, each smartphone turns into a full-fledged mobile cash register, can accept payments, issue cloud checks and transmit data to the OFD and the Federal Tax Service. All payment transactions are protected by Modulbank.
In the personal account of the self-employed in VTB Online, it is now possible to issue an invoice to a client for a non-cash payment. The service allows you to draw up a document in a few clicks and immediately send it to the customer.
The Posiflora program simplifies work, accounting and management accounting for flower business owners. It allows you to keep stem-by-stem accounting to know exactly how many flowers are in stock and whether there are enough for the order, track financial performance, monitor the performance of florists, and plan purchases based on sales analytics and the most popular products.
In recent years, the use and development of banking APIs, which allow efficient management of finances, has been rapidly gaining momentum. Understanding how useful this tool can be for entrepreneurs, Khlynov Bank introduced the "Open API." Nadezhda Loskutova, Head of Remote Banking Services at Khlynov Bank, explained what it is and how it can make life easier for businesses.
Sber Private Banking clients will now be able to invest more efficiently thanks to up-to-date analytics from the Bank of Russia's press releases. They will be assisted by a tracker on the SBERMPCI monetary policy cycle index, created on the basis of artificial intelligence.
It includes everything you need for smooth operation on marketplaces: unlimited consultations with a lawyer on business and personal matters, preparation of standard documents and pre-trial claims, regular reviews of legal news and key changes in the rules of operation on marketplaces, assessment of judicial prospects, coverage of up to 50,000 rubles for representation costs in court.
The bank continues to develop an automated system for analyzing risks for various trading instruments. The implementation of its own import-independent solution for assessing risk indicators for brokerage products has been completed. The implementation allowed to increase the level of automation of business processes by 1.5 times, as well as expand the possibilities of margin lending and increase the efficiency of investments of the broker's clients.
In 2023, every ruble invested in artificial intelligence generated approximately 7 rubles, and now it's 8 rubles.