PJSC Sberbank

The development of Benefitty, a resident of Skolkovo (VEB.RF Group), allows SMEs to create smart loyalty systems. It is available for launch through the Benefitty.ru website and is also integrated into the "My Retail Business" industry solution for clients in the trade, services, and restaurant and cafe sectors. Artificial intelligence will select the most effective loyalty program settings and automatically calculate the benefits of implementation.

In 2023, every ruble invested in artificial intelligence generated approximately 7 rubles, and now it's 8 rubles.

All types of bank guarantees in favor of tax authorities at Sber have become electronic: neither the client nor the bank needs to spend time receiving a paper copy. Moreover, such guarantees are now sent to the Federal Tax Service not by the client, but by the bank, which significantly speeds up their issuance. Technological interaction with the Federal Tax Service is carried out using the SberCorus digital document management platform, a subsidiary of Sber.

The improved model for generating images from text descriptions will be available to all users without restrictions in the near future. Sber has improved its neural network, which creates images from text descriptions in Russian and English. The updated version of Kandinsky 3.1 has been retrained on an increased dataset of images, which has improved the quality of generations. A limited circle of users got the first access to Kandinsky 3.1: artists, designers, bloggers.

Now, in Sber's internet bank for entrepreneurs, reports to the Federal Tax Service on salary payments are uploaded automatically, notifications are received from the tax authorities, and it will also be possible to change the tax base there.

Sber's web-based internet banking for entrepreneurs has been certified for compatibility with the family of Russian operating systems

Sber and REO have made trading on the electronic trading platform even safer.

Sber has provided corporate clients with the opportunity to open a brokerage account online in the SberBusiness online bank. This greatly simplifies the receipt of brokerage services for legal entities, including the most popular corporate liquidity management operations in this segment.

Starting today, Sber's artificial intelligence GigaChat is available to users of all Sber smart devices, as well as in the Salyut mobile application on Android. This was announced by Andrey Belevtsev, Senior Vice President, CTO, Head of the "Technology" block of Sberbank, at the SmartDev technology conference.

Sber's corporate clients now have access to a new product in the "Credit Potential for Business" service - leasing. Russian entrepreneurs can view their leasing potential in the SberBusiness online banking personal account. The service is completely free, provided online, and takes less than two minutes.

Sber is expanding its line of Sber smart home devices. Customers now have access to an updated Wi-Fi socket with overvoltage protection, as well as a completely new Zigbee line: a control hub, a scenario button, motion, opening, temperature and humidity sensors. All devices operate on the fully Russian Sber smart home cloud platform, which is included in the register of domestic software. The development of new devices is handled by SberDevices (SalutDevices LLC), a partner company of Sber.