Sber, at the initiative of the Banking Association, has implemented a payment technology using the Faster Payments System (FPS) through the Multi-QR platform. Now, users can pay for purchases using mobile applications from any bank that supports FPS by scanning QR codes at two million terminals across Russia.
February 25, 2025, Moscow. Now you can register as an individual entrepreneur directly in the SberBank Online mobile application, without visiting government institutions and incurring additional costs. The service is completely free and automated: the bank will independently transfer all the necessary data to the Federal Tax Service (FTS).
Sber has completed the transition to the Russian privileged access management system BI.ZONE PAM, abandoning foreign counterparts. This decision meets the requirements of regulators regarding the import substitution of critical technologies.
In 2024, Sber provided significant support to Moscow entrepreneurs, providing funding of over 270 billion rubles for small and micro businesses. These funds enabled the implementation of a wide range of business projects, including the launch of new enterprises, the modernization of existing production facilities, and the expansion of companies' activities.
According to a study conducted by SberAnalytics in November 2024, the majority of Russian companies have switched to using domestic BI platforms for business analytics. According to the survey, 82% of Russian enterprises actively conduct analytics on Russian platforms, which is 5% more compared to last year.
The development of Benefitty, a resident of Skolkovo (VEB.RF Group), allows SMEs to create smart loyalty systems. It is available for launch through the Benefitty.ru website and is also integrated into the "My Retail Business" industry solution for clients in the trade, services, and restaurant and cafe sectors. Artificial intelligence will select the most effective loyalty program settings and automatically calculate the benefits of implementation.
In 2023, every ruble invested in artificial intelligence generated approximately 7 rubles, and now it's 8 rubles.
All types of bank guarantees in favor of tax authorities at Sber have become electronic: neither the client nor the bank needs to spend time receiving a paper copy. Moreover, such guarantees are now sent to the Federal Tax Service not by the client, but by the bank, which significantly speeds up their issuance. Technological interaction with the Federal Tax Service is carried out using the SberCorus digital document management platform, a subsidiary of Sber.
The improved model for generating images from text descriptions will be available to all users without restrictions in the near future. Sber has improved its neural network, which creates images from text descriptions in Russian and English. The updated version of Kandinsky 3.1 has been retrained on an increased dataset of images, which has improved the quality of generations. A limited circle of users got the first access to Kandinsky 3.1: artists, designers, bloggers.
Now, in Sber's internet bank for entrepreneurs, reports to the Federal Tax Service on salary payments are uploaded automatically, notifications are received from the tax authorities, and it will also be possible to change the tax base there.
Sber's web-based internet banking for entrepreneurs has been certified for compatibility with the family of Russian operating systems
Sber and REO have made trading on the electronic trading platform even safer.
Sber has provided corporate clients with the opportunity to open a brokerage account online in the SberBusiness online bank. This greatly simplifies the receipt of brokerage services for legal entities, including the most popular corporate liquidity management operations in this segment.
Starting today, Sber's artificial intelligence GigaChat is available to users of all Sber smart devices, as well as in the Salyut mobile application on Android. This was announced by Andrey Belevtsev, Senior Vice President, CTO, Head of the "Technology" block of Sberbank, at the SmartDev technology conference.
Sber's corporate clients now have access to a new product in the "Credit Potential for Business" service - leasing. Russian entrepreneurs can view their leasing potential in the SberBusiness online banking personal account. The service is completely free, provided online, and takes less than two minutes.