VTB

Times are changing rapidly, and with them, our methods of doing business are changing. The modern period of digital transformation and innovation is accompanied by the active development of digital products, including in the business sphere. The introduction of artificial intelligence into digital services focused on supporting business processes makes them more efficient and incredibly useful in solving current small business problems.

VTB is the first among Russian banks to develop a banking application for the domestic Aurora operating system. Testing of the new service will take place from November 2023 to June 2024.

VTB Online's audience will reach nearly 17 million users by the end of the year (including the mobile application on Android and the web version). This was announced by Nikita Chugunov, Senior Vice President of VTB, Head of the Digital Business Department, at the Finopolis-2023 Innovative Financial Technologies Forum.

VTB has launched a new service for corporate clients that allows them to deposit cash revenue in ATMs using a login and password. This is a more convenient and economical way of self-collection without using business cards.

VTB has expanded the functionality of the self-employed person's personal account in the VTB Online Internet Bank and mobile application for non-residents - citizens from the countries of the Eurasian Economic Union (Republic of Belarus, Armenia, Kazakhstan and Kyrgyzstan). They can officially register as self-employed online and access the bank's services for this segment of clients.

VTB's business platform has united over 80 of the VTB Group's best products and services for entrepreneurs and legal entities. Some clients of both Otkritie and VTB have already started working on the platform, and the transition of all clients is planned to be completed by the end of 2024. It is also available to new users after opening an account with VTB in all regions where both banks are present.

VTB has recorded a new fraudulent scheme. Attackers impersonate managers of various companies and send messages to their employees about an alleged leak of personal data. In fact, their goal is to gain the trust of a potential victim, convince the person to save money, and then seize it. The transfer of funds in this case occurs through an ATM.

VTB is expanding its simplified and secure authorization service using VTB ID - it is now available to bank clients on more than 100 partner services. VTB ID allows you to use VTB Online data for simplified login to your personal account on various resources. The service is already available on state and regional portals, for example, on the official website of the Moscow Government mos.ru (https://www.mos.ru).

VTB-kassa is a 3-in-1 device that combines the functions of fiscalizing checks, accepting cashless payments (cards and SBP), a barcode scanner, and tools for sales accounting and analysis (cloud-based personal account). The solution is already used by over 10,000 entrepreneurs across Russia, and their number is constantly growing. The iXBT.pro editorial team tested the comprehensive offering from VTB for several weeks and came to the following conclusions.

VTB has brought the web version of VTB Online to the level of a full-fledged mobile application, ensuring the maximum level of its speed and the range of available services and options. Since the beginning of the year, its audience has grown by a third, and a total of 13.5 million users are active VTB Online clients today. This was announced by Nikita Chugunov, Senior Vice President, Head of Digital Business Department of VTB, during the EEF-2023.

VTB is canceling limits on cash deposits and withdrawals in its ATMs for cards from other credit institutions. The previous limit was 100,000 rubles per transaction.

Sergey PANKIN, Head of the "Trade and Service Enterprises" Department of the SME Block of VTB Bank, answers questions from the iXBT.pro analytical department.

VTB launches functionality for owners of impersonal metal accounts in the VTB Business online bank. Medium and small business clients can carry out transactions with precious metals in a few clicks.

VTB is the first Russian bank to launch digital ruble transactions in its VTB Online mobile application as part of the pilot project for real digital money. This was announced by Vadim Kulik, Deputy President and Chairman of VTB Bank, during a press conference of the Bank of Russia dedicated to the launch of the pilot project with the digital ruble.

VTB has expanded the list of currencies available to retail clients - now they can open an account and conduct exchange operations in Indian rupees. This was announced by Anatoly Pechatnikov, Deputy President and Chairman of VTB Bank Management Board.