Translated with AI from the Russian original.
More than 185 thousand entrepreneurs took out a loan in the SberBusiness Internet Bank in the first half of 2023. For 6 months, Sberbank issued them 271 billion rubles using an online service.
Most often, such loans were issued by retail enterprises (35% of all loans issued), the service sector (16%), as well as transport and logistics companies (15%). The top three regions in terms of the number of loans received included Moscow (8% of all issuances), the Moscow region (6.8%) and the Krasnodar Territory (5.3%).
Alexey Shashkin, Director of the "Small and Micro Business" Division of Sberbank:
«Previously, lending to small businesses took up to 10 days: the client needed to fill out an application at a bank branch, collect many documents, then had to go to the office again to sign the loan agreement — and only after that the money ended up in the account. Now everything is much simpler: Sber clients can get a loan in 3 minutes. You can apply in the SberBusiness Internet Bank and get approval at any time of the day, the bank does not require you to enter financial data or provide additional documents. Today, 80% of Sber clients from among small businesses are already receiving loans online».
