Companies and individual entrepreneurs can now deposit cash into a current account through a "T-Bank" (formerly "Tinkoff") ATM with authorization using a seven-digit code. The reusable code is issued through the business client's personal account and replaces the card number, and a physical card is not required to deposit money.
You can connect the service in the "Self-Collection" section in your personal account or the "T-Business" mobile application. The company director or other authorized employee with access to the personal account will be able to specify the account to which funds should be credited and the purpose of the payment. Then you need to enter the phone number to which the issued code will be sent. The code can be used an unlimited number of times. You can also disable the code in your personal account.
To replenish the company's account with cash through an ATM, an employee needs to enter the code and PIN code in the "Payments and Services" section. Leonid Nazarov, Head of Product Management at "T-Business", said:
Among our clients are companies with cash revenue and a large number of employees — it is inconvenient for them to issue a business card for each depositor, and it is prohibited by law for several employees to use the number of one business card. We have found a solution to this problem by issuing a special code that makes it possible to make a deposit without issuing a card and installing a bank application — the code will be sent to the phone number.
