VTB is expanding its range of services for the self-employed and launching an annual 50% discount on the subscription fee for VTB Mobile communication services. The offer is valid for bank clients registered as self-employed until the end of 2023.
VTB Mobile subscribers registered in the self-employed personal account in VTB Online can connect the discount. To do this, you need to copy a special promo code on the website (https://sz.vtbmobile.ru ) of the operator and activate it in your personal account in the "Settings" section.
The subscription fee includes unlimited calls to VTB Mobile numbers, calls to other Russian numbers, and Internet traffic within the selected service packages. When traveling around the country, the cost of Internet and calls remains unchanged. Up to 100% of the cost of services can be paid with bonuses from the VTB loyalty program, and unused balances can be carried over to the next month. Subscribers have access to free traffic in VTB Online and other VTB services, as well as reliable protection against spam.
A VTB Mobile SIM card can be obtained at bank branches or ordered online. The operator also provides communication services using eSIM technology, which allows you to abandon the traditional plastic SIM card.
"VTB pays special attention to serving the self-employed. With the help of the bank, they can solve all work and personal tasks − from registering themselves in this status and managing finances to оформлении кредитных продуктов и полезных business services. We are expanding the range of services offered to them, and now all the advantages of the VTB mobile operator will be available to them on special terms," noted Spartak Solonin, Head of the Corporate Digital Business Department, Senior Vice President of VTB.
"Self-employed individuals actively use smartphones at work: they communicate with clients, publish information on social networks, and conclude transactions through online services. Together with VTB Bank, we provide clients with the opportunity to use our communication services, offering to pay only half of the subscription fee. The savings for clients who take advantage of this offer will be up to 5 thousand rubles per year," said Mikhail Kholkhunov, General Director of VTB Mobile.
VTB provides comprehensive online services for self-employed clients. With the help of VTB services, the self-employed can quickly register with the Federal Tax Service, issue checks to customers, accept payments for goods and services, pay taxes, and receive income statements. Insurance programs, legal advice, services for creating websites, documents, delivery services, and trade automation solutions are available to them on special terms. In addition, the self-employed can apply for credit products at VTB on terms similar to those for employed clients.
In 2023, VTB focused on expanding the range of products for the self-employed, including within the retail business. In February, the bank relaunched mortgages for this category of clients, increasing the available amount of funds by 1.5 times and смягчив требования к заемщикам. Today, the maximum mortgage amount for self-employed borrowers purchasing real estate in Moscow, St. Petersburg, and their regions can reach 60 million rubles, and in other regions – 30 million rubles. In April, VTB launched cash loans for Russians working for themselves. Clients can receive funds from the bank for any purpose at a rate of 3.9% (when applying through the bank's website or contact center), which is identical to the conditions for employed borrowers. The maximum loan amount is 40 million rubles, and the term is up to 7 years. Under these conditions, the self-employed have already taken out more than 1000 loans for almost 600 million rubles in 4 months.
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