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Moneymatika announces the official launch of its gold bullion and investment coin sales service and announces its first results for 2023.

Moneymatika has been operating since 2008. Initially, the main focus of the business was a financial supermarket, allowing to compare prices for a range of products – from various types of insurance and bank cards to mortgages. In the spring of 2023, the company transformed and became the first in Russia to launch a premium service for the sale of investment products made of precious metals. During the 2nd-3rd quarter, the company brought to the market a number of products in this area, confirming a serious demand from the population for precious metals. According to the results of November 2023, Moneymatika reached a monthly sales volume of over 125 kg of gold and since December has fully focused on the development of this business model.

Today, the company aggregates prices for gold and investment coins in all banks operating in the retail segment, allows you to check the availability of bullion online, book the selected product at a fixed price in the desired branch and make a deal with the greatest benefit. In addition, Moneymatika allows transactions for the reverse repurchase of gold bullion and investment coins both through sales to partners, including banks, and in a peer-to-peer format, when bullion is sold directly between users of the service, allowing you to get the best price without additional intermediary margins.

All gold sold complies with GOST, is accompanied by a certificate and contract, and is also officially registered in the register — the state system for monitoring the circulation of precious metals (GIIS DMDK). Great attention is paid to customer service, including individual consultations on investing in gold and related products.

The change in strategy and business transformation affected the organizational structure of the company. Maxim Molderf, co-founder of Moneymatika 2.0, a member of the CCI Council for Financial, Industrial and Investment Policy, and a nominee for "Forbes 30 under 30" in the "Finance and Investment" category, became the new CEO. According to him, recent changes in Russian legislation and the market situation create unique conditions for investment in gold and the development of the local precious metals market.

“The abolition of VAT at 20% on the purchase of gold bullion for individuals in the spring of 2022 gave impetus to the development of the Russian physical gold market. Despite the fact that the market grew 15 times last year, we see continued rapid growth this year as well. Already according to the results of 2023, the Russian gold market may reach the level of Germany - the largest European market, which has been moving towards this scale for more than 50 years.

With such rapid market development, a number of shortcomings in the current infrastructure have also been revealed - from the heterogeneity of service between market participants to the absence of a number of basic services for developed markets, such as the repurchase of any bullion at a favorable price.”, — notes Maxim Molderf, co-founder and CEO of Moneymatika.

“Now we are at a new stage, when the precious metals market needs to be created virtually from scratch – this has its advantages. Already at this stage, you can lay down innovative approaches and create the necessary level of service, which may be problematic for global banks that have been around for a long time”, — explains Ayaal Nikolaev, Chief Operating Officer of Moneymatika.

Today the company is growing rapidly and continues its active development. The immediate plans include the introduction of a client service for online payment, delivery and organization of systematic deliveries of precious metals to partner banks.

In addition, Moneymatika plans to provide services for the purchase and sale of other precious metals (silver, palladium), diamonds and other physical investment instruments. You can use the service at the link.