The available amount depends on the seller's turnover, and the loan terms are fixed at the time of issue for the entire term. To apply for a loan, the seller will not need collateral, reporting, or trips to the bank. The company emphasized:
All you need to do is select the term and the desired amount from the available options in your personal account. After verification of the documents, the funds will be transferred on the same banking day to the seller's current account. Monthly installments will be automatically debited from customer payments.
The credit product is already available to individual entrepreneurs (IP) and limited liability companies (OOO) who have been working on the Market for more than six months under the FBY, FBS, or Express models and have no debts for marketplace services. In the future, sellers of other marketplaces will also be able to get a loan.