Legal entities and entrepreneurs working in 1C programs can set up contactless payment in 1C in various ways:
· The seller displays a functional link in the form of a QR code on the monitor screen, on the customer's display, prints it on the invoice, or sends the code by email or SMS.
· A cash register QR code, which is located in the checkout area, is used for payment. The seller does not need to display the code on the monitor screen or cash register receipt for each purchase – when scanning, the buyer goes to their banking application, where the payment is already formed.
After the buyer pays for the goods using the QR code, the payment information is transferred to the 1C system.
To get started, businesses need to conclude an FPS agreement with Tinkoff Bank, register with Agent 1C:FPS and configure FPS in the 1C program. After that, you can accept payment for goods and services.
"We are grateful to Tinkoff for their cooperation and hope that the integration of our popular solutions with the Faster Payments System will allow the bank's clients to reduce costs and increase sales efficiency. The method of accepting non-cash payments without plastic cards will allow you to continue paying for purchases from your smartphone, which has become familiar to many buyers," notes Lyudmila Golitsyna, Head of Development and Operation of 1C Services.
FPS is available in the following programs:
· "1C:Retail 8", release 2.3.15 and higher;
· "1C:POS", release 1.0.10 and higher;
· "1C:Mobile Checkout", release 3.20 and higher;
· "1C:Accounting 8", release 3.0.140 and higher;
· "1C:Accounting for Government Institutions", release 2.0.93 and higher;
· "1C:UNF", release 3.0.4 and higher;
· "1C:Checkout", release 4.0.10 and higher;
· "1C:ERP Enterprise Management", release 2.5.13 and higher;
· "1C:Trade Management", release 11.5.13 and higher;
· "1C:Integrated Automation", release 2.5.13 and higher.
Benefits of QR code payment for business:
· Acceptance of non-cash payments from customers using the 1C:FPS service without additional equipment;
· The commission for transfers is lower than for acquiring – 0.2%, 0.4% and 0.7%;
· Convenient method for the client – a smartphone with a mobile banking application is enough for payment;
· Instant crediting of money to the current account;
· FPS works around the clock, without days off and holidays.
You can find out more about supporting payments via FPS and setting up a connection in 1C programs on the "1C:Enterprise" website.